How the NDIS works: Beginners Guide

How The NDIS Works

The National Disability Insurance Scheme (NDIS) stands as a transformative government-funded initiative in Australia, dedicated to offering comprehensive support and services for individuals with enduring and impactful disabilities. Introduced in 2013, the NDIS serves as a pivotal reform in the realm of disability services, aiming to empower recipients to lead independent lives through the provision of necessary assistance and resources tailored to their unique goals.

How The NDIS Works: Understanding Eligibility, Funding, and Support

The NDIS represents a paradigm shift for individuals with disabilities in Australia, acting as a catalyst for positive change by providing funding for an array of essential services and support. This encompasses therapy, personal care, accommodation, community participation, recovery coaching, and supported independent living, among other vital aspects.

Understanding the intricate workings of the NDIS is paramount for those seeking to access the scheme and harness its benefits. This article delves into the eligibility criteria, funding mechanisms, and the diverse spectrum of support available.

Eligibility Criteria for the NDIS

To qualify for the NDIS, an individual must satisfy the following criteria:

  1. Possess a permanent and significant disability impacting daily living activities.
  2. Be an Australian citizen, permanent resident, or hold a Protected Special Category Visa.
  3. Be under the age of 65.

Once eligibility is confirmed, individuals can initiate their NDIS journey by submitting an Access Request Form. Subsequently, an NDIA representative will facilitate a meeting to delve into the individual’s specific support needs.

Funding Dynamics of the NDIS

The NDIS allocates funding based on the unique needs and goals of eligible individuals. The amount of funding is determined through collaborative consultation involving the individual, their family, and their support network. This process culminates in the development of an NDIS plan, outlining the financial support for services such as assistive technology, personal care, home modifications, therapy, and support coordination, among others.

A Spectrum of NDIS Support Services

The NDIS extends a comprehensive range of supports to eligible individuals, aiming to facilitate goal achievement and foster independent living. These supports encompass:

  • Support Coordination: Assisting participants in navigating the NDIS system to access required services.
  • Personal Care: Providing aid with daily living activities, including bathing, dressing, and grooming.
  • Allied Health Services: Encompassing physiotherapy, speech therapy, and occupational therapy.
  • Assistive Technology: Supplying equipment and devices to enhance mobility, communication, and daily living activities.
  • Home Modifications: Facilitating changes like ramps, handrails, and bathroom modifications for improved accessibility.
  • Accommodation Support: Assisting in locating and securing suitable accommodation aligned with individual needs.

Am I eligible for NDIS?

Answer some simple questions to see if you may be able to apply for the NDIS. These questions are just a guide, the final decision about eligibility is up to the NDIA.

NDIS Eligibility checklist >>

How do I apply for NDIS?

If you meet the eligibility criteria you can ask to become a participant by completing an Access Request Form.

Learn how to apply for the NDIS >>

What happens if I’m Eligible?

If you are eligible for the NDIS and have received an ‘access decision’ letter, the next step is creating your NDIS plan.

Creating your plan

Your plan is a written agreement worked out with you. Everyone’s plan is different. We will ask questions about how you are going in different areas of your life, what goals you would like to achieve and what kind of help and support you need. This will help us to develop a plan that provides the right support for you.

Creating your plan >>

Once you have your plan, there are people who will help you start it. Find out the different types of budgets, and how to use the myplace portal.

Using your plan >>

Reviewing your plan and goals

Your plan review is the opportunity to check your supports are working for you and they are helping you progress and achieve your goals.

How to review your plan and goals >>


The NDIS represents a pivotal initiative, offering vital support to Australians with enduring disabilities. Its commitment to funding and support for diverse services empowers individuals to realize their goals and foster independence. Eligibility is contingent on specific criteria, emphasizing the significance of exploring available supports and services for a more fulfilling and enriched life.

If you need help with applying for NDIS or preparing for your NDIS Plan Review Meeting, feel free to reach out to Wisdom Care and will have one of our consultants assist you. Contact us for more information on 1300 284 200 or

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